Best Check Porn Sites & Reviews

Use a Check to Buy Porn Online

When it comes to porn, there is a common misconception that you can only join an adult site using a credit card . This is far from true. These days, more and more premium paysites are offering potential members alternate payment methods, such as the option to sign up using a checking account - or E-check as they are calling it these days. 

What is an E-check? 

If you thought you would be signing a bunch of checks and mailing them out, do not worry. That is a lot of work and luckily technology is on your side. An e-check is a type of electronic funds transfer (ETF), a digital version of a traditional check. Money is electronically withdrawn from your bank account and transferred to what is called the ACH Network.  

The “automated clearinghouse,” or ACH, is an electronic network used by U.S. financial institutions. With an ACH account, merchants - in this case, porn sites - can withdraw payments in exchange for goods and services. This payment must be authorized by the consumer (you) either by signed contract, agreeing to the Terms and Conditions, or recorded conversation. 

Do I Have to Pay a Fee? 

Yes, but the rates vary. Your financial institution will either charge a higher per-transaction fee and a lower monthly fee, or vice versa. The average fee could be anywhere from $0.30 to $1.50 per check. 

How Do E-checks Work?

Electronic check processing works the same way as regular check processing, only much faster. Depending on the membership, the money is either automatically withdrawn once or at the same time each month if you’ve signed up for a recurring membership.  

It all starts with you requesting authorization by visiting the join page and using an online payment form to link your checking account. Then the biller puts through your payment info and sets up your billing period. Once finalized, the amount is automatically withdrawn and they will email you a receipt. 

*Note that funds are typically deposited into the merchant’s account 3-5 business days after the transaction. 

Which Billers Process E-checks? 

You will either be going through WTS or CCBill to process your online check payment. There is no need to worry about either service because you are covered under their privacy policy, which protects your personal information. They only use the information you agree to give them in order for them to provide the service. 

How Will the Charges Appear?

If you are worried that the name of the site you joined will appear on your bank statement, you can put your mind at ease. Your statement will discreetly read either “WTS Eticket.com” if you are using them or “CCBill.com *FloridaCurv,” so there is no indication that these payments are going toward a porn membership - your secret is safe ! 

What Information Do I Need to Provide?

When you sign up using your bank account, you will be asked to provide the following information. Know that it is stored in the strictest of confidence. 

• Name of the site 
• E-mail address
• Phone number
• First name, last name, address, city, state, zip, country
• ABA routing number
• Your account number
• The type of account
• Your username and password
• Your agreement to be bound by the Company's Terms and Conditions

Is Using a Checking Account Safe? 

For some, the idea of giving out their financial information to a porn site gives rise to concerns regarding security. And while these concerns are totally valid, several systems protect users’ personal information, such as the privacy policies mentioned earlier. 

The biggest drawback of using an online check is that the money cannot be refunded to you after being withdrawn. Unless you have proof that you did not authorize the purchase, the amount was processed on an earlier date than approved, or if the amount is drastically different, your money is as good as gone. 

How Long Does It Take to Clear? 

Usually, funds are verified within 24-48 hours after the transaction was initiated by the user. If you already have the funds in your account, the transaction is typically cleared within 3-5 business days. 

What If My Account is Out of Funds? 

The best thing is to be mindful of not letting that happen. Keep a reminder on your phone when these recurring payments are about to go through so that you can ensure funds are always available. Otherwise, the check will bounce and you could be charged a penalty fee and have your membership temporarily or permanently blocked. 

How Do I Cancel a Check Membership? 

To put an end to your membership, you will have to go through CCBill’s or WTS’ customer service. Both have more than one way to contact them including an online form, email, live chat and a toll-free phone number. They will ask for all the same info you used when you signed up, including your subscription and membership ID. 

Cancellation happens automatically and you should receive an email confirming your request within 24-48 hours. You will have access to the site for the remainder of your billing period. So canceling will not immediately remove your access to the website.  

What If I Suspect Fraud?

If you suspect anything odd is happening, especially if something was charged on a day you did not authorize it to be, or there is an unusual amount charged, immediately cancel your subscription and get in touch with your financial institution to report the issue. They will guide you on how to handle the situation. 

Using a Check For Porn is Safe & Easy

Setting up a subscription to a porn site using your bank account is not as daunting as it may seem. In fact, it is actually pretty easy, not to mention more convenient. Who needs more credit card debt and paying high-interest rates when you can automatically set up monthly payments and enjoy your porn-viewing worry-free. 

Privacy policies are in place by the billers to protect you as a consumer and as long as you have the funds in your account each month, you should not run into any issues. Just remember that it is not always as easy to get a refund as it is with other alternative payments including PayPal and credit cards. 

Here’s a list of participating sites that are currently accepting online checks:

• Naughty America
• Reality Kings
• Brazzers
• Club Tug
• Tiny 4K

Now that you’re fully informed on the ins and outs of e-checks, you may want to start hunting for the best porn. More details about alternative methods of payment can be found on our Hareald blog.